Up to $500,000.* Funded in as little as 5 days.* No forms. No runaround. Just a conversation.
No documents needed to start. No obligation.
Same equity. Entirely different experience.
| Traditional Bank HELOC | Heloc.VIP | |
|---|---|---|
| Timeline | 4–6 weeks | As little as 5 days * |
| Process | 20+ page application | One phone call |
| Experience | Online forms, automated emails | Personal advisor, white glove |
| Documents Upfront | Tax returns, pay stubs, bank statements | None to start |
| Decision | Weeks of waiting | Fast, clear answer |
| Communication | Email queue, 1-800 number | Direct line to your advisor |
One conversation. We learn about your situation. No forms, no uploads, no SSN required to start.
Our team handles everything behind the scenes. You focus on what matters to you.
Up to $500,000 in as little as 5 days.* Direct to your account.
If you have equity and no patience for bureaucracy, you're in the right place.
Need capital fast to seize an opportunity, cover a gap, or grow without waiting on a bank's calendar.
Your write-offs shouldn't cost you your equity. We understand income that doesn't fit a standard box.
Homeowners ready to simplify, save, and take control — without refinancing their first mortgage.
Accessing equity quickly to fund the next deal, before the opportunity is gone.
Homeowners who've been rejected or frustrated by a bank — and know they deserve better.
We believe your time is worth more than filling out paperwork.
You'll have a dedicated advisor from your first call through funding.
Significant equity access for significant homes.
Because waiting six weeks for your own money is absurd.
Access your equity without refinancing your first mortgage.
Call or text. Available 24/7.